MOTZ^TM Loss Mitigation Software  

Delivering new levels of speed, efficiency and accuracy, MOTZ is the only loss mitigation software enabling default mortgage servicers to modify loans in full compliance with HAMP and FDIC guidelines, effectively mitigating foreclosure losses.

• Simpler, Faster Loan Analytics – analyzes loans at risk (1000 per minute) to determine their personal, financial and loan type eligibility
• Expedites Loss Mitigation Process – calculates Pass Fail Water Fall, Net Present Value (NPV) of REO sale for FDIC, the NPV of the loan modification, and NPV of foreclosure, and also generates timely documents, including cover letters, amortization schedules and loan modification agreements in minutes
• Seamless Real-Time Integration – works with/ enhances most existing mortgage servicing systems
• Regulatory-Compliant – meets all FHA, Fannie Mae, Freddie Mac, VA requirements
• Differentiates Between Curable and Non-curable Loans – focuses resources more efficiently